226 KEARNEY DR Active

Joppa,MD 21085

$ 399000

4 Beds

2 Baths

1889 SqFt


Key Details

Property Type Single Family Home

Sub Type Detached

Listing Status Active

Purchase Type For Sale

Square Footage 1,889 sqft

Price per Sqft $211

Subdivision Joppatowne

MLS Listing ID MDHR2048814

Style Split Level

Bedrooms 4

Full Baths 2

HOA Y/N N

Abv Grd Liv Area 1,148

Year Built 1977

Annual Tax Amount $1,414

Tax Year 2026

Lot Size 9,248 Sqft

Acres 0.21

Property Sub-Type Detached

Source BRIGHT

Property Description

Sellers are highly motivated and offering a home warranty for added peace of mind. Plus, the FHA loan is assumable at an incredible 3.25% interest rate — a rare opportunity to lock in comfort, value, and long-term savings in the sought-after Harford County school district.

Welcome home to this beautifully updated split-foyer retreat with peaceful water views in a quiet community backing to North Bay Marina. The bright, open-concept main level features a modern kitchen, spacious dining area, and sunlit living room — perfect for everyday living or entertaining guests.

Upstairs offers three generous bedrooms, while the finished lower level provides a versatile fourth bedroom or ideal home office with direct access to the attached garage. Step outside to enjoy the brand-new deck overlooking a large, fully fenced backyard — perfect for pets, play, or gardening. Additional highlights include new flooring throughout, a private driveway, and stylish updates from top to bottom. Move-in ready and perfectly located, this home combines modern comfort with a relaxed water-view lifestyle — the total package for your next chapter!

Location

State MD

County Harford

Zoning R3

Rooms

Other Rooms Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Family Room,Other

Basement Connecting Stairway,Outside Entrance,Sump Pump,Fully Finished,Rear Entrance,Walkout Level

Main Level Bedrooms 3

Interior

Interior Features Dining Area

Hot Water Natural Gas

Heating Forced Air

Cooling Central A/C

Equipment Dishwasher,Disposal,Microwave,Refrigerator,Stove

Fireplace N

Appliance Dishwasher,Disposal,Microwave,Refrigerator,Stove

Heat Source Natural Gas

Laundry Hookup

Exterior

Exterior Feature Deck(s),Porch(es)

Parking Features Garage - Rear Entry

Garage Spaces 1.0

Fence Chain Link

Water Access N

View River

Accessibility 2+ Access Exits

Porch Deck(s),Porch(es)

Attached Garage 1

Total Parking Spaces 1

Garage Y

Building

Story 2

Foundation Block

Above Ground Finished SqFt 1148

Sewer Public Sewer

Water Public

Architectural Style Split Level

Level or Stories 2

Additional Building Above Grade,Below Grade

New Construction N

Schools

Elementary Schools Joppatowne

Middle Schools Magnolia

High Schools Joppatowne

School District Harford County Public Schools

Others

Senior Community No

Tax ID 1301133071

Ownership Fee Simple

SqFt Source 1889

Security Features Smoke Detector

Acceptable Financing Cash,Conventional,FHA,VA,Assumption

Listing Terms Cash,Conventional,FHA,VA,Assumption

Financing Cash,Conventional,FHA,VA,Assumption

Special Listing Condition Standard

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